Month: June 2013
20 Peter said, “To hell with your money! And you along with it. Why, that’s unthinkable – trying to buy God’s gift!
Do I trust in God or in my own skills to supply my needs? In 1923, several of the most powerful money magnets in the world gathered for a meeting at the Edgewater Beach Hotel in Chicago, Illinois. The combined resources and assets of these men tallied more than the U.S. Treasury that year. In the group were Charles Schwab, president of a steel company; Richard Whitney, president of the New York Stock Exchange; and Arthur Cutton, a wheat speculator.
Albert Fall was a presidential cabinet member, a personally wealthy man. Jesse Livermore was the greatest Wall Street “bear” in his generation. Leon Fraser was the president of the International Bank of Settlements, and Ivan Kruger headed the largest monopoly in the nation. It was an impressive gathering of financial eagles!
What happened to these men in later years? Schwab died penniless. Whitney served a life sentence in Sing-Sing Prison. Cutton became insolvent. Fall was pardoned from a Federal prison so he could die at home. Fraser, Livermore, and Krueger committed suicide. These extremely rich men ended their lives with nothing.
Money is certainly not the answer to life’s ills! Only God can give us peace, happiness, and joy. When we focus on God and His goodness in our lives, whether we have money or not, we can live in contentment, knowing that God will meet all our needs.
In my vocabulary, there is no such word as “can’t,” because I recognize that my abilities are given to me by God to do what needs to be done.
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The Message (MSG)
The Second Test: Health
2 1-3 One day when the angels came to report to God, Satan also showed up. God singled out Satan, saying, “And what have you been up to?” Satan answered God, “Oh, going here and there, checking things out.” Then God said to Satan, “Have you noticed my friend Job? There’s no one quite like him, is there—honest and true to his word, totally devoted to God and hating evil? He still has a firm grip on his integrity! You tried to trick me into destroying him, but it didn’t work.”
4-5 Satan answered, “A human would do anything to save his life. But what do you think would happen if you reached down and took away his health? He’d curse you to your face, that’s what.”
6 God said, “All right. Go ahead—you can do what you like with him. But mind you, don’t kill him.”
7-8 Satan left God and struck Job with terrible sores. Job was ulcers and scabs from head to foot. They itched and oozed so badly that he took a piece of broken pottery to scrape himself, then went and sat on a trash heap, among the ashes.
9 His wife said, “Still holding on to your precious integrity, are you? Curse God and be done with it!”
10 He told her, “You’re talking like an empty-headed fool. We take the good days from God—why not also the bad days?”
Not once through all this did Job sin. He said nothing against God.
Job’s Three Friends
11-13 Three of Job’s friends heard of all the trouble that had fallen on him. Each traveled from his own country—Eliphaz from Teman, Bildad from Shuhah, Zophar from Naamath—and went together to Job to keep him company and comfort him. When they first caught sight of him, they couldn’t believe what they saw—they hardly recognized him! They cried out in lament, ripped their robes, and dumped dirt on their heads as a sign of their grief. Then they sat with him on the ground. Seven days and nights they sat there without saying a word. They could see how rotten he felt, how deeply he was suffering.
I am so glad that I spent devotional time with Jesus this day. He revealed to me that eternity is for those who confess and believe in their heart that he died and rose in three days for the remission of their sins. My life is a mess in the natural. A violator of life’s contract- “Felon” living in a unforgiving society coupled with a recession designed to purge society due to the governments lack of stewardship. Living under oppression concealed by bills and legislative tactics I find myself perplexed beyond measure today, but the storm is almost gone because I can see the “Son” peaking through the clouds due to time spent in this word that became “The Son” of Man.
One day in my past, my toddler who has taken the great sleep exclaimed, “I love you dad!” I was curious about what makes a three-year-old tick, so I asked him why he loved me. He answered, “Because you play cars with me.” When I asked if there was any other reason, he said, “Nope. That’s it.” My toddler’s response made me smile. But it also made me think about the way I relate to God. Do I love and trust Him just because of what He does for me? What about when the blessings disappear?
Job had to answer these questions when catastrophes claimed his children and demolished his entire estate. His wife advised him: “Curse God and die!(Job2:9). Instead, Job asked, “shall we indeed accept good from God, and shall we not accept adversity? (v.10). Yes, Job struggled after his tragedy; he became angry with his friends and questioned the Almighty. Still, he vowed, “Though He slay me, yet will I trust Him”.
Jobs affection for his heavenly Father didn’t depend on a tidy solution to his problems. Rather, he loved and trusted God because of all that He is. Job said, “God is wise in heart and mighty in strength”. Our love for God must not be based solely on His blessings but because of who He is.
Shall we accept the good from God
But fuss when trials are in sight?
Not if our love is focused on
The One who always does what’s right.
Focusing on the character of God helps us to take our eyes off our circumstances. I am of “Anointed Pedigree” how about you?
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The Canadian dollar has reached parity with the U.S. dollar for the first time since 1976. They are now equal in value. The euro also soared to its highest-ever level against the dollar, trading above $1.40 for the first time since the currency was introduced in 1999.
So why is the dollar plunging, and what impact does that plunge have on U.S. and world markets? Here’s a look at some of the reasons for the dollar’s fall, and the consequences
Why the Weak Dollar?
There are several reasons. First, there’s the difference between the interest rate in the United States — the one the Federal Reserve just dropped by half a percentage point to 4.75 percent — and the interest rates of other central banks around the world.
When the United States dropped its rate, other banks did not follow. Now the spread between the interest rate at the European Central Bank (home of the euro) and the Federal Reserve (home of the dollar) is smaller than it has traditionally been, and that has weakened the value of the dollar against the euro. Put another way, you would get a better interest rate return holding a euro than a dollar.
Second, central banks around the world have been diversifying their holdings away from dollars to euros, British pounds and so on. That means there are more dollars out there in currency markets available to purchase. More dollars floating around means diminished value.
What Effect Does This Have?
Look at the record-high price of oil. Even if the same amount of oil is being pumped out of the ground, since it is traded in dollars and the dollar has weakened, the price of oil has increased to make up for the lost value of the dollar, creating a sort of vicious cycle.
Oil-producing countries don’t want to keep all the dollars they are getting for their oil, since it’s worth less, so they are diversifying and converting their dollars into euros or other currencies. That pushes more dollars back out into currency markets, which in turn pushes down the dollar’s value.
One analyst told ABC News that Russia used to have 90 percent of its financial reserves in dollars. It now has 45 percent in dollars, 45 percent in euros and 10 percent in British pounds.
What Does This Mean in the U.S.?
The news is mixed. It’s good, because it makes what we produce here cheaper to sell in foreign markets, and that in turn spurs exports of our products around the world. That translates into more manufacturing and more jobs. For example, BMW and Mercedes Benz want to build cars in the United States, because they can do it cheaper in nonunion states than in Germany, where they’d pay labor and parts in euros, and then bring the cars to the United States, where they would be too expensive to sell at a profit.
For years now, the collapse of the dollar has been in the cards. Recent developments show mounting pressure on the dollar’s reserve currency status. With a major international deflation going on, the threat of inflation through money printing is unreal. However, should the dollar’s reserve currency status end, the repatriation of trillions of petro- and Eurodollars could lead to a strongly inflationary scenario.
The roles of a reserve currency are to finance international trade and to function as a store of value for Governments. Until the second world war it used to be the British pound, but with the demise of the British Empire, the pound lost its international relevance and was overtaken by the dollar. This was formalized in the 1944 Bretton Woods system. All other currencies were fiat currencies, but pegged to the dollar, which in turn was pegged to Gold at 40 dollars an ounce and redeemable for international trading partners.
We are seeing the advent of the new currency order. There will be a number of more or less equal blocks: a dollar zone, a Yuan/BRICS zone and the euro, with the Yen and the Pound as lesser entities. These will later be able to converge to even more ‘cooperation’, in the Money Power’s relentless march towards World Currency.
These units will be at least partially Gold backed, implying long term deflationary pressures. Central Banks are buying Gold in major quantities, creating the interesting question why Gold prices have not risen in the last 18 months.
Well it looks like we’re heading into some really tough economic times. You’ve already heard much about these high profile banks that have failed and a few others have merged just to survive. Perhaps you haven’t heard just how many other business mergers have been proposed in these tough times. For example:
1.) Hale Business Systems, Mary Kay Cosmetics, Fuller Brush, and W. R. Grace Co. are set to merge. The new name will be: Hale, Mary, Fuller, Grace.
2.) PolyGram Records, Warner Bros., and Zest Crackers will join forces and become: Poly, Warner Cracker.
3.) 3M will merge with Goodyear and become: MMM Good.
4.) Zippo Manufacturing, Audi Motors, Doofasco, and Dakota Mining will merge and become: ZipAudiDoDa
5.) FedEx is expected to join its competitor, UPS, and become: FedUP.
6.) Fairchild Electronics and Honeywell Computers will become: Fairwell Honeychild.
7.) Knotts Berry Farm and the National Organization of Women will become: Knott NOW!
8.) Grey Poupon and Docker Pants are expected to become: PouponPants.
Well OK, that’s not happening. But I thought it might be good medicine to laugh a bit because these days, when it comes to the economy, we’re all a little panicked and afraid. And I don’t blame you. One friend of mine last month was trying to enjoy a wonderful vacation in Europe with her grown children when the news came of the stock market tumble. She said to me, “I just couldn’t enjoy the moment Aaron, because I was thinking about what percentage of my nest egg was blowing away like smoke.”
She’s not the only one in that situation. Small business owners in my church are concerned about laying people off. Some of you have been laid off. Milgard, laid everyone off. Bayliner is done in 60 days kicking over 600 unemployed workers into the job market. A person I spoke with this week, losing their dream home because they’re upside down on their mortgage.
WE FORGOT GOD’S PRINCIPLES
So now we have Republicans and Democrats jockeying for political position to look better than the other in the aftermath of this mess. I’m a bit weary of them all, frankly. Tons of fears and angry thots run through our minds in the context of a hot presidential race.
– Who allowed this to happen?
– What will the candidates do to fix it?
– What’s going to happen next?
– And in a pessimistic moment, we might even ask:
o Are we the generation that will be able to say that we were there when America ended?
So now, I want to weigh in on this, not as an economist but as a student of the Bible and a follower of Jesus Christ. You’ve had an anxious few weeks. You’re mad at the pride of our leaders. You’re mad at the short sighted selfishness in all of us that lead to this subprime mortgage mess. So there’s two parts to God’s wisdom to heed in our fear and anger. The first relates to the world of your finances and the second relates to the world of your heart.
A. BIBLICAL PRINCIPLES
I want to read some bible verses to you and I want you to imagine these were hung on the offices of every bank, every mortgage office and every home in the country.
– Prov 22:7: the rich rule over the poor and the borrower is the slave of the lender.
– Prov 17:18: It is poor judgment to co-sign a friend’s note, to become responsible for a neighbor’s
– Prov 30:25 Ants are creatures of little strength, yet they store up their food in the summer
– Ps 37:21: The wicked borrow and never repay, but the godly are generous givers.
– 1 Tim 6:10: For the love of money is a root of all kinds of evil.
Have we lived by these principles? No. Not personally and not nationally. And now the piper must be paid. We cannot escape these principles, friends. God is not mocked, a man reaps what he sows. With God’s laws, you don’t break them. If you disobey them, they break you. And now, they may break our economy. If we keep going down the path we’re on, one Christian financial consulting firm put it like this:
Failure to heed the principles God has plainly established for our own good will destroy the good faith and credit of the United States government. Should that day come, the consequences will be dire. Our entire economy will collapse with sudden speed, bringing mind-numbing consequences to world order. To avoid the pain, we can print more money, bringing on devastating hyperinflation.
That’s the doomsday scenario, friends.
B. GET OUT OF DEBT
So what can you do? One, save.
Two, the time is now to get out of debt. The Bible does not forbid debt, as it gives rules for how to repay it. But if ever there was a good time to be in debt, now is not that time. And the Bible gives us so many good reasons to want to avoid it:
First, the simple truth, Crown of Life, Kansas Ave and communities abroad is that whenever you sign up for a debt of any kind, you’ve just surrendered a slice of your freedom. The Bible says, Proverbs 22:7: The borrower becomes the lenders slave.
A friend of mine was complaining about how they attempted to garnish his wages for a debt he owed that he had fallen behind on. So he closed his bank account to stop them. He didn’t like them just taking it. He wanted to be back in control.
Well this guy just didn’t get it. Debt takes control over you. It puts you OUT of control. The lender is not obligated to be nice to you. It’s a voluntary legal contract you enter into. And it’s a type of slavery. You don’t get free, until the debt is gone. So if you choose debt, don’t get mad when your freedoms are diminished.
Second, debt enslaves you to excessive earning pressures. Hag 1:6 says, “You earn wages, only to put them in a purse with holes in it.” Debt is simply more holes in your money purse. The more holes, the faster and more frantically you have to pour in.
Third, debt enslaves us to Joylessness. PROVERBS 12:25 says, an anxious heart weighs a man down. There’s nothing like debt pressure to rob you of sleep.
Fourth, debt ties your hands when opportunities to do good come along.
So what I’m driving at is that there are many things about the gov’t’s spending habits that might make you mad, but today is a good day to look in the mirror. Many things you can’t control, but this you can. You can seek to get out of debt as fast as possible and start to save.
Whatever the economy is going to do, this is what YOU can do.
So, friends this is a good time to take some radical steps:
– One, make a RADICAL DECISION TO END YOUR SLAVERY. No one “drifts upstream.”
– Second, analyze your current situation to see where the holes are in your purse:
o House is too big, car is too new?
o Hobbies, vacations? clothes?
o Credit cards?
– Third, get on a repayment plan. Good Sense is available. Sign up.
– Fourth, be generous with God. God invites you to invite him into your financial picture. The Bible says this over and over. Prov 3:9-10: “Honor the LORD with your wealth…; then your barns will be filled to overflowing.” Now, with the economy bad? Especially now! Tithing is an act of faith that invites God to bring supernatural power to reverse your situation.
– Fifth, please consider God’s financial laws as you decide who to vote for in this upcoming election. Anyone, at any level, running for office who isn’t talking about REAL and considerable cuts in government programs – and by that I mean, from the welfare state to the warfare state – is either a fool or lying about what’s coming.
So that’s very practical. But some of you are mired in this thing spiritually and emotionally and I have some even MORE practical news from you, from the Christian gospel. It’s good news! It will cheer you up and give you tremendous hope, if you receive it.
A. ETERNAL PERSPECTIVE
First, this time of financial insecurity is a chance to get focused on forever things, and not temporal things. The American dream isn’t ultimate goal the Christian is shooting for. Neither is seeing America survive as a national, financial and military power. In fact, when some of those temporal things are taken away, we may get closer to our REAL goals.
“what will it prosper a man to gain the whole world but lose his soul? What would a man give in exchange for his soul? …For where your treasure is, there will heart be also.”
It’s not an all-together bad thing to get a hard reminder that if we gained all that this world tells us we should gain, wealth, security, comfort… that that still isn’t what REALLY matters. I’m not saying you shouldn’t save money for retirement. You should. No one wants to be a drain on their kids or the system.
But what is the true point of life? The writer of Ecclesiastes says,
Eccl 12:13-14 Now all has been heard; here is the conclusion of the matter: Fear God and keep his commandments, for this is the whole [duty] of man. For God will bring every deed into judgment, including every hidden thing, whether it is good or evil.
What is the bible saying, friend? It’s saying, this life is not the end. This life is not all there is to live for. The purpose of this life, is to live and prepare for the next life. And ironically that makes for an even richer life here and now.
My parents are volunteers at a college that trains foreign nationals for Christian ministry – in Hawaii. And these people come from the down and out places on planet earth. Malawi, Zimbabwe, Somalia, Pakistan, Peru. And my parents wondered how these people from destitute countries would react to the extravagant lifestyles that we live here, the meals, the cars, the homes.
They were worried that they would be so jealous and envious. They were worried that our wealth would be a stumbling block to them spiritually. They would surely say,
‘why o God did you put me in my horrible country where there’s no MTV? Where I can’t get a Twinkie when I want to, like my American friends? Where I can’t see news of the Brittany Spears saga. Ah, the injustice!”
Well, guess what? They didn’t say that. Friend, this will come a shock to some of you, but those church leaders from around the world look at us and they are overwhelmed with one emotion and it’s not envy. You want to know what it is? It’s Pity.
The pity us. Because they see so clearly that our preoccupation with this life is killing our chance at dying well. They think about dying all the time. In Malawi, the average person dies at my age. They find truth that totally escapes us in what Jesus said,
– Blessed [happy, lucky, favored by God!] are you who mourn
– Blessed are you who are poor
– Blessed are you who are persecuted.
Look, I understand that it’s a rotten thing that some of you might have had your net worth cut in half last month. I feel for you and I wouldn’t be happy about that either. But you and I can have a hope in Jesus Christ that draws us into the Life of God. It’s a forgiven life, a life full of joy and peace and hope for resurrection.
Can I just remind you of how many rich people have gone into depression, dove into drugs or self destruction or even committed suicide because they don’t have what the simplest, poorest Christian has in spades? Peace of mind. Peace with God. A heart full of joy and a family who loves them; Hope for tomorrow and no fear of death. Curt Cobain, Howard Hughes to name two.
Some people would give their fortune for the simple gifts that Christians take for granted.
“Therefore we do not lose heart. Though outwardly we are wasting away, yet inwardly we are being renewed day by day. For our light and momentary troubles are achieving for us an eternal glory that far outweighs them all. So we fix our eyes not on what is seen, but on what is unseen. For what is seen is temporary, but what is unseen is eternal.”
B. NO HOPE IN MONEY
I believe Christ might also use the market downturn as an opportunity to remind us that putting our hope in money is a bad idea. Today, I want to challenge you directly. If we are depressed or mad or fearful, then we have likely put too much trust in money and not enough in God. Perhaps this is a chance to ask yourself how you can move beyond.
IN the Bible it says:
1 Tim 6:17 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain.
Maybe you never heard that before, but do you think God knows what’s talking about now? Does your money seem uncertain to you now? Money isn’t bad, but the Bible treats it like sex and power. Nice gifts that make terrible gods. And God would spare you the trauma of putty all your security into something that could vanish with one decision by the Fed.
So if your heart has been too wrapped up in your financial security, if your computer is following the Markets a little too closely and your heart is going up and down the roller coaster ride, friend, here’s a simple message: get off! You can try and control what cannot be controlled and go insane trying. Or you can trust God more than you trust money.
The Bible asks for us to store for a rainy day. And we should. But when did God ask us to bend our lives and our hearts out of shape to gain perfect security for tomorrow? It’s impossible. You don’t even know if you’ll be here tomorrow. So beyond reasonable measures to save, you will have to trust God for daily bread. And guess, what? That’s just the way God wants it.
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The Message (MSG)
11-12 One day the angel of God came and sat down under the oak in Ophrah that belonged to Joash the Abiezrite, whose son Gideon was threshing wheat in the winepress, out of sight of the Midianites. The angel of God appeared to him and said, “God is with you, O mighty warrior!”
13 Gideon replied, “With me, my master? If God is with us, why has all this happened to us? Where are all the miracle-wonders our parents and grandparents told us about, telling us, ‘Didn’t God deliver us from Egypt?’ The fact is, God has nothing to do with us—he has turned us over to Midian.”
14 But God faced him directly: “Go in this strength that is yours. Save Israel from Midian. Haven’t I just sent you?”
15 Gideon said to him, “Me, my master? How and with what could I ever save Israel? Look at me. My clan’s the weakest in Manasseh and I’m the runt of the litter.”
16 God said to him, “I’ll be with you. Believe me, you’ll defeat Midian as one man.”
17-18 Gideon said, “If you’re serious about this, do me a favor: Give me a sign to back up what you’re telling me. Don’t leave until I come back and bring you my gift.”
He said, “I’ll wait till you get back.”
19 Gideon went and prepared a young goat and a huge amount of unraised bread (he used over half a bushel of flour!). He put the meat in a basket and the broth in a pot and took them back under the shade of the oak tree for a sacred meal.
20 The angel of God said to him, “Take the meat and unraised bread, place them on that rock, and pour the broth on them.” Gideon did it.
21-22 The angel of God stretched out the tip of the stick he was holding and touched the meat and the bread. Fire broke out of the rock and burned up the meat and bread while the angel of God slipped away out of sight. And Gideon knew it was the angel of God!
Gideon said, “Oh no! Master, God! I have seen the angel of God face-to-face!”
23 But God reassured him, “Easy now. Don’t panic. You won’t die.”
A mother asked her five-year-old son to go to the pantry to get her a can of tomato soup. But he refused and protested, “Its dark in there.” Mom assured Johnny, “It’s okay. Don’t be afraid. Jesus is in there.” So Johnny opened the door slowly and seeing that it was dark, shouted, “Jesus, can you hand me a can of tomato soup?”
This humorous story of Johnny’s fear reminds me of Gideon. The Lord appeared to Gideon, calling him a “mighty man of valor” and then telling him to deliver Israel out of Midian’s hand. But Gideon’s fearful reply was, “My clan is the weakest in Manasseh, and I am the least in my father’s house”. Even after the Lord told Gideon that with His help he would defeat the Midianites, he still afraid.
Then Gideon asked the Lord for signs to confirm God’s will and empowerment. So, why did the Lord address fearful Gideon as a “mighty man of valor”? Because of who Gideon would one day become with the Lord’s help. We too may doubt our own abilities and potential. But let us never doubt what God can do with us when we trust and obey Him. Gideon’s God is the same God who will help us accomplish all that He asks us to do.
The Lord provides the strength we need to Follow and obey His will; So we don’t need to be afraid that what He asks we can’t fulfill. We can face any fear when we know the Lord is with us…
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